RBC Void Cheque Explained
A RBC void cheque is a blank cheque that has been officially canceled by the issuing bank. The banks usually keep voided cheques on file in order to prevent fraud and to verify customer information.
The Few Methods To Get Your RBC Void Cheque:
1. You can log into your online banking account and print out a copy of the voided cheque from there. Just sign in to Online Banking. Under “My Services” click on “Account Services” Under “Account Services” click on “View and Print Void Cheque”.
2. You can go to your local RBC branch and request a copy of the voided cheque from customer service.
How To Order Cheques From The RBC?
If you need to order cheques from the Royal Bank of Canada, you can do so either online or over the phone.
To order cheques online:
1. Log in to your online banking account.
2. Click on the “Services” tab.
3. Under the “Personal” section, click on “Chequing and Savings Accounts”.
4. Click on the account for which you need cheques.
5. Click on the “Order Cheques” link.
To do it over the phone, call 1-800-769-2512.
How Do Void Cheques Numbers Work?
A void cheque has a special code called a MICR (Magnetic Ink Character Recognition) that is used by the bank to process the payment. The MICR code consists of the cheque number, transit number, and account number.
The MICR number on a cheque can be interpreted as follows:
- The first three or six digits on the left represent the cheque number.
- The next five digits represent the Transit Number (such as a bank branch).
- The next three digits represent the Financial Institution Number.
- The last 2 sets of a few digits represent the person’s Account Number
Can I Void A Cheque After Deposit And Get My Money Back?
Once a cheque has been deposited, it cannot be voided. However, if you believe that the cheque was fraudulent or there was some other mistake, you can contact your bank to file a dispute.
How To Find My RBC Transit Number?
There are a few ways that you can find your RBC transit number:
1. You can look on the bottom of one of your cheques. The transit number is on the left-hand side, after the cheque number.
2. You can log into your online banking account and click on the “Services” tab. Under the “Personal” section, click on “Chequing and Savings Accounts”. Click on the account for which you need the transit number. The transit number is under the account information.
3. You can call RBC customer service at 1-800-769-2512 and they will provide you with your transit number.