A travel credit card is a type of credit card that offers rewards and bonuses specifically for spending on travel. Travel cards typically offer higher earn rates on travel-related expenses such as airfare, hotels, and rental cars. Many also come with perks such as priority boarding, free checked bags, and other perks. We have reviewed every credit card in that category and have found the best travel credit card in Canada.
There are a number of great travel credit cards available in Canada, so it’s important to compare the different offers to find the best one for your needs.
In our opinion, the best travel credit card in Canada is the TD Rewards Visa Infinite Card. It offers a great earn rate on travel and everyday spending, with no foreign transaction fees. Plus, it comes with a welcome bonus of 20,000 TD Reward points – enough for a round-trip flight anywhere in North America.
The TD First Class Travel Visa Infinite Card also comes with a number of other benefits, including incredible points earning potential for travelers. You can see them at the end of this page, but before that:
What Are The Contenders For The Best Travel Credit Card In Canada?
The contenders, and the reason why they also make the list, are:
10. The Rogers Platinum Mastercard
It is a good choice for Canadians who want to earn rewards quickly and easily. You’ll earn 3% cash back on your purchases in US dollars – that’s one of the best cash back rates available! Plus, there’s no annual fee so you can keep more of your hard-earned cash in your pocket.
9. The PC Financial World Elite Mastercard
It is a good choice for anyone who wants to earn PC Optimum points quickly and easily. You’ll earn 30 to 45 points per $1 spent on gas, grocery, and drugstore purchases in PC stores – that’s 3 times the standard earn rate! You can also take advantage of exclusive perks such as concierge service and complimentary hotel room upgrades when available.
8. The MBNA Rewards World Elite Mastercard
It is great for those who want to earn rewards quickly and easily. You’ll earn 5 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases – that’s one of the best earn rates available! Plus, there’s no annual fee and you can redeem your points for cash back, travel, merchandise, or gift cards.
7. The Capital One Aspire Travel World Elite Mastercard
It’s another excellent choice for earning rewards quickly with no annual fee in the first year! You can Earn 1.5% cash back on every purchase you make – that 1.5x the standard earn rate offered by most cards! You can also take advantage of exclusive perks such as concierge service and complimentary hotel room upgrades when available
6. The RBC Avion Visa Infinite Privilege
That card is designed for high flyers who want to earn rewards fast and enjoy premium perks while they travel. You’ll earn 1.25 points per $1 spent on all purchases, plus an additional 1.25 point per $1 spent on travel booked through the RBC Rewards portal – enough for a free flight starting at just 15,000 points! You’ll also get access to VIP lounges worldwide and comprehensive travel insurance coverage.
5. The CIBC Aventura Visa Infinite Card
This is another great option for earning rewards quickly. You’ll earn 2 Aventura Points per $1 spent on airfare purchased directly from airlines and 1.5 points per $1 spent on gas, groceries, drug store purchases, And like the Scotia Rewards Visa Card, there’s no annual fee for the first year!
4. The BMO Ascend World Elite Mastercard
It is great for luxury travelers. It comes with an annual fee of $150, but includes perks such as airport lounge access, comprehensive travel insurance coverage, and concierge service. You’ll also earn up to 5 points per $1 spent on travel and 3 points per $1 spent on dining purchases, up to $15,000 annually.
3. The Scotia Passport Visa Infinite Card
It is a good option for those who want to earn rewards quickly. It offers 3 points per $1 spent on groceries and gas, 2 points per $1 spent on dining and entertainment, and 1 point per $1 spent on everything else. Plus, there’s no foreign transaction fee!
2. The American Express Gold Rewards Card
A great choice for frequent travelers. It offers a high earn rate on travel and dining expenses, as well as a welcome bonus of 30,000 Membership Reward points – enough for a flight to Europe or Asia.
1. The TD Rewards Visa Infinite Card
It is our favorite.
Why Is The TD Rewards Visa Infinite Card The Best Travel Credit Card in Canada?
The main advantage of the TD First Class Travel Visa Infinite Card is its earn rate on travel and everyday spending. You’ll earn up to 8 TD Reward points per $1 spent on travel, up to 6 points per $1 spent on food and groceries, up to 4 points for recurring bills and up to 2 for regular spend. Plus, there are no foreign transaction fees – which can save you a lot of money if you travel frequently outside of Canada.
Another great benefit of the TD Rewards Visa Infinite Card is its welcome bonus. You’ll earn 20,000 TD Reward points after making your first purchase – enough for a round-trip flight anywhere in North America. You can also win up to another 115,000 reward points as part of your onboarding under certain conditions.
In addition to its great earn rate and welcome bonus, the TD Rewards Visa Infinite Card comes with a number of other benefits. These include free supplementary cards, 24/7 concierge service, exclusive access to VIP lounges, and more. At $139, it also costs less per year than its peers.
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