blue 20% on a black background, interest rates of certain credit cards in Canada

Tackling Credit Card Debt In Canada’s High-Interest Rate Environment

With credit card interest rates soaring above 20% in Canada's current interest rate environment that has seen even the Bank of Canada’s rate jump at 4.75%, credit card debt has become a pressing concern for consumers. This post explores the implications of rising interest rates on credit card debt and provides actionable strategies to effectively…

ByJohn WilsonJune 11, 2023

Credit Cards Personal Finance

The 4 Best Prepaid Credit Cards In Canada

A prepaid credit card is a type of credit card that allows the user to load money onto the card in advance. This means that the card can be used like a normal credit card, but without the need for a line of credit or borrowing from a lender. Instead, the user pays for their…

ByJohn WilsonDecember 8, 2022

someone paying with klarna on their iphone

Banking Budgeting Credit Cards Personal Finance

Klarna Canada Review

Klarna is a Swedish company that offers financial services, specifically buy now pay later financing. Klarna is available in 14 countries, including Canada. Buy now pay later is a type of financing that allows consumers to purchase items and take up to 12 months to pay for them, with no interest or fees. There are…

ByJohn WilsonDecember 5, 2022

president choice mastercard on top of a visa card in a wallet

Credit Cards Personal Finance

PC Mastercard Review

 2.3/5 PC Mastercard, or President's Choice Financial® Mastercard®, is a credit card issued by Canada's major banks. It is a MasterCard-branded card that can be used anywhere MasterCard is accepted. PC Mastercard holders enjoy many perks, including cash back rewards, no annual fees, and low interest rates. Some PC Mastercards even come with insurance…

ByJohn WilsonNovember 22, 2022

multiple canadian credit cards in a jeans back pocket

Credit Cards Personal Finance

The 20 Best Credit Cards in Canada

Some people might prefer a credit card with a low interest rate, while others might prefer a credit card with a rewards program. That said, we rated our 20 best credit cards in Canada in the list below. Some sites will tease the best towards the end of the article - we start with the…

ByJohn WilsonNovember 19, 2022

Banking Credit Cards GICs Personal Finance

Canadian Tire Bank

Canadian Tire Bank is a Canadian bank that offers financial products and services to Canadian Tire’s retail customers. Products available from Canadian Tire Bank include credit cards, chequing accounts, in-store financing, rewards programs and loans. A credit card from Canadian Tire Bank can be used to make purchases at any Canadian Tire store or gas…

ByJohn WilsonNovember 19, 2022

Credit Cards Personal Finance

Best Travel Credit Cards In Canada

A travel credit card is a type of credit card that offers rewards and bonuses specifically for spending on travel. Travel cards typically offer higher earn rates on travel-related expenses such as airfare, hotels, and rental cars. Many also come with perks such as priority boarding, free checked bags, and other perks. We have reviewed…

ByJohn WilsonNovember 18, 2022

Credit Cards Personal Finance

Canadian Tire Triangle Mastercard

The Features: 4% cash back rewards from Canadian Tire & sister retailers: Canadian Tire, Sport Chek, Mark's, L’Équipeur, Party City, Atmosphere, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts. 5¢ per litre at Gas+ and Essence+ locations. 1.5% on…

ByJohn WilsonNovember 12, 2022