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Fixed‑Rate Mortgage Prepayment Penalties in Canada: 3‑Months’ Interest vs. IRD

This in-depth guide explains the topic in plain language for Canadians, with concrete steps, decisions, and examples you can apply today. It focuses on clarity, accuracy, and the smallest set of actions that produce the biggest impact. What it is We start with a concise definition and the context that matters, including how banks, credit…

ByJohn WilsonAugust 12, 2025

Personal Finance Saving

TFSA Contribution Room vs. Available Room: The Mid‑Year Math Canadians Miss

This in-depth guide explains the topic in plain language for Canadians, with concrete steps, decisions, and examples you can apply today. It focuses on clarity, accuracy, and the smallest set of actions that produce the biggest impact. What it is We start with a concise definition and the context that matters, including how banks, credit…

ByJohn WilsonAugust 12, 2025

Banking Personal Finance

Interac e‑Transfer Autodeposit: Limits, Fees, and Safer Setup in 5 Minutes

This in-depth guide explains the topic in plain language for Canadians, with concrete steps, decisions, and examples you can apply today. It focuses on clarity, accuracy, and the smallest set of actions that produce the biggest impact. What it is We start with a concise definition and the context that matters, including how banks, credit…

ByJohn WilsonAugust 12, 2025

a laptop delisting stocks on a gray background

Investing Stocks

Canadian Delisted Companies On The TSX & TSX-V

Updated On August 18, 2023 This is an exhaustive list of every delisted company on the Toronto Stock Exchange (TSX) and the TSX Venture Exchange (TSX-V) since 2022 and year-to-date 2023. Canadian delisted companies are companies that have been removed from a stock exchange, usually because they have gone bankrupt, they are not meeting the…

ByJohn WilsonAugust 18, 2023

a canadian in jeans with empty pockets, representing the debt issue

Budgeting Debt Economy Financial News Personal Finance

Ipsos Poll: Canadians Are Less Than $200 From Hardship, Implications For The Economy And Strategies To Tackle Debt, Explained

The recent Ipsos poll conducted on behalf of MNP Ltd. paints a worrisome picture of the financial health of Canadian households. With more than half of Canadians indicating that they are only $200 or less away from not being able to make ends meet, the implications for the economy are far-reaching. This article delves into…

ByJohn WilsonJuly 11, 2023

Banking Personal Finance

Decoding The Power Of The Void Cheque In The Canadian Financial Landscape

In the vast landscape of Canadian finance, one often stumbles upon the enigmatic entity known as the "void cheque." From its peculiar name to its mysterious purpose, this humble piece of paper holds significant influence within the Canadian banking system. Today, we embark on a journey to demystify the void cheque, unveiling its essence and…

ByJohn WilsonJuly 4, 2023

Banking Personal Finance

TD Void Cheques In Canada, Explained

In today's fast-paced financial landscape, managing your money efficiently is essential. Whether you're setting up direct deposits, authorizing automatic bill payments, or simply verifying your account details, void cheques play a crucial role. Among the various financial institutions in Canada, TD Bank stands as a reputable choice for many Canadians. In this comprehensive guide, we…

ByJohn WilsonJuly 4, 2023

Banking Personal Finance

Desjardins Void Cheques: A Guide For Canadians

In the realm of personal finance, having a solid understanding of banking procedures and tools is essential. One such tool that holds great importance for Canadians is the Desjardins void cheque. Whether you need it for setting up direct deposit, linking accounts, or verifying your banking information, a void cheque can be a powerful ally.…

ByJohn WilsonJune 28, 2023

Economy Financial News

Burning Profits: Analyzing The Economic Impact Of Forest Fires In Canada

Forest fires are not only devastating natural disasters but also have far-reaching economic consequences. Canada, known for its vast forests, has been grappling with an increase in forest fires, particularly in BC and Quebec. This surge in forest fires has had a significant impact on lumber prices, creating a complex web of economic dynamics. In…

ByJohn WilsonJune 27, 2023