a tenant signing a lease and getting the keys

How To Credit Check A Tenant In Canada In 7 Steps

As a landlord in Canada, it's important to thoroughly credit check your potential tenants before signing a lease agreement. Not only is it a good way to ensure you're getting reliable and responsible renters, but it can also help protect your property and finances. A credit check is a small price to pay for the…

ByJohn WilsonJanuary 6, 2023

Investing Real Estate

The Cost Of Breaking A Mortgage

Breaking a mortgage contract early can come with significant costs. The exact amount can vary depending on a variety of factors. If you're a homeowner in Canada considering breaking your mortgage contract before it's up, it's important to understand the potential consequences. Aim to minimize the costs as much as possible. In this blog post,…

ByJohn WilsonJanuary 5, 2023

2 hands holding a tape measurer on a black background

Investing Real Estate

How To Measure The Square Footage Of Your Home In 4 Steps

Are you considering renovating your current home and need to know exactly how much space you have to work with. Or are you refinancing your mortgage and you need to know how big your house is? Whatever the reason, knowing how to accurately measure the square footage of your house is an important skill to…

ByJohn WilsonJanuary 3, 2023

Financial News Real Estate

The Prohibition on the Purchase of Residential Property by Non-Canadians Act Now In Effect

The Government of Canada has implemented a new law to help make homes more affordable for Canadians. The Prohibition on the Purchase of Residential Property by Non-Canadians Act was put in effect on January 1, 2023, and will prevent non-Canadians and corporations controlled by non-Canadians from purchasing residential property in Canada for a period of…

ByJohn WilsonJanuary 1, 2023

silver Canadian coin on a maple leaf background

Budgeting Investing Personal Finance Saving Stocks

Why Is Dollar Cost Averaging A Good Strategy?

There are a few purposes of dollar cost averaging, but the most common is to smooth out the effects that sporadic investing can have on the overall value of a portfolio. By buying small amounts of an asset at fixed intervals, an investor can reduce the risk that they will over- or under-pay for an…

ByJohn WilsonDecember 27, 2022

calculator and pen on investment return calculation sheet

Investing Stocks

Differentiate a Good Investment From a Bad One

How to differentiate a good from a bad investment? A good investment is one that will make you money, or grow in value over time. A bad investment is one that will lose you money, or decrease in value over time. There are many factors to consider when determining whether an investment is good or…

ByJohn WilsonDecember 26, 2022

Real Estate

What Does Civic Address Mean?

In Canada, a civic address is a unique combination of civic numbers and street names that identifies a specific location within a municipality. In most cases, a civic address includes a house number and street name, as well as the name of the municipality in which it is located. For example, 123 Main Street,…

ByJohn WilsonDecember 24, 2022

Real Estate

What Does Civic Number Mean?

As a Canadian, you may be familiar with the concept of a civic number. This is also known as a street number or house number. It is the number portion of your address. Civic numbers are used to identify the location of a building on a street. But have you ever stopped to wonder where…

ByJohn WilsonDecember 23, 2022

the statue of liberty on a blue sky background, representing the us stock market

Investing Stocks

10 Differences Between The Canadian And U.S. Stock Markets

The Canadian and U.S. stock markets are both major centers for the buying and selling of publicly traded companies' stocks. There are a number of key differences between the two. Here are some of the main differences between the Canadian and U.S. stock markets: 1. The Size And Scope Of The US vs. The Canadian…

ByJohn WilsonDecember 20, 2022

an investor putting the finger on a performance graph

Investing Saving Stocks

How To I Know If An Investment Is Right For You

Your financial goals will help you determine what type of investment is right for you. For example, if you are saving for retirement, you may want to invest in a retirement account such as a RRSP. This also helps if you are trying to save for a down payment on a house, because a RRSP…

ByJohn WilsonDecember 19, 2022