A mutual fund is a type of investment vehicle that pools money from many investors. It then uses that money to buy a diversified portfolio of stocks, bonds, or other securities. Mutual funds are managed by professional investment managers. These managers use their expertise to select the individual assets that make up the fund's portfolio.…
Target-date retirement funds are a type of fund of fund designed to provide investors with a diversified portfolio that becomes more conservative as the target date approaches.
Target-date retirement funds were first introduced in the 1990s. Fidelity Investments and BlackRock were among the first financial institution to offer target-date retirement funds.
Whether you should invest…
Active management is an investment strategy where the fund manager tries to achieve returns that outperform a specific benchmark index. Passive management has an investor or fund manager trying to match the returns of a specific benchmark index, often by buying into highly diversified mutual funds or index matching exchange-traded funds (ETF).
Is Active Portfolio…
There are many different types of investments, including stocks, bonds, mutual funds, ETFs, real estate, and more. Each type of investment has its own set of risks and rewards, so it's important to understand the basics before investing your money.
1. Stocks
Stocks are ownership interests in public companies. They typically offer high potential returns…