Table of Contents Why Are My Credit Scores Different?Different Credit Products Different Scoring Models Data Lag TransUnion History Equifax History So, Why Are TransUnion And Equifax Important? How Do I Check My Credit Score With TransUnion And Equifax?Free Credit Reports Paid Credit Scores Credit Card Companies And Banks What Is The Difference Between…

As Canadians, we value financial responsibility. We pay bills on time, save for the future, and try to maintain a good credit score. But have you ever wondered what goes into determining your credit score? And more importantly, does checking your credit lower it? First, let's define "checking your credit." When you apply for a…

If you're a Canadian looking to borrow money or make a major purchase, you've probably heard the term "credit score" thrown around a lot. But what is a good credit score, and why is it so important? First, let's define what a credit score is. Simply put, a credit score is a numerical representation of…

As a Canadian, you're probably familiar with the concept of a credit check. But if you're not entirely sure what it is, or how it can impact your financial decisions, then you've come to the right place! A credit check is essentially a review of your credit history. This is a record of how you've…