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Budgeting

Envelope Budgeting with Modern Banks

Envelope Budgeting with Modern Banks sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus on total…

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a canadian in jeans with empty pockets, representing the debt issue

Ipsos Poll: Canadians Are Less Than $200 From Hardship, Implications For The Economy And Strategies To Tackle Debt, Explained

The recent Ipsos poll conducted on behalf of MNP Ltd. paints a worrisome picture of the financial health of Canadian households. With more than half of Canadians indicating that they are only $200 or less away from not being able to make ends meet, the implications for the economy are far-reaching. This article delves into…

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Elderly BC person on welfare taking glasses out of her purse

How Much Is Welfare In BC?

Welfare, also known as social assistance, is a government-funded program that provides financial support to individuals and families in need. In British Columbia (BC), welfare is administered by the Ministry of Social Development and Poverty Reduction and is intended to provide a basic level of financial assistance to those who are unable to support themselves.…

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