This 40 Year Mortgage Extension Can Avoid You Losing Your Home

When you experience significant financial hardship, it can feel like your world is crashing down around you. You may be struggling to pay your bills, keep a roof over your head, or put food on the table. It can be a very stressful and overwhelming time. There are some things that you can do to…

ByJohn WilsonDecember 6, 2022

someone paying with klarna on their iphone

Banking Budgeting Credit Cards Personal Finance

Klarna Canada Review

Klarna is a Swedish company that offers financial services, specifically buy now pay later financing. Klarna is available in 14 countries, including Canada. Buy now pay later is a type of financing that allows consumers to purchase items and take up to 12 months to pay for them, with no interest or fees. There are…

ByJohn WilsonDecember 5, 2022

Banking Personal Finance

8 Things To Know About The Canadian $20 Bill

Table of Contents What Is The History Of The Canadian $20 Bill? What Do The Pictures On The Canadian $20 Bill Mean?The Portrait On The Front The Large Building On The Back The Building On The Front Flora On Both Sides Of The $20 Bill What Are The Security Features Of The Canadian $20…

ByJohn WilsonDecember 5, 2022

Banking Personal Finance

6 Best No Fee Bank Accounts In Canada

We have reviewed over 50 bank accounts from a myriad of financial institutions. This includes all major banks and credit unions. We have then gathered a list of our favorites. They are the 6 best No Fee Bank Accounts in Canada, as of December 2022. TD Student Chequing Account The TD chequing account is…

ByJohn WilsonDecember 3, 2022

Investing Stocks

What Is The Ideal PE Ratio?

The price-to-earnings (PE) ratio is a financial ratio that measures the price of a stock relative to the company's earnings. PE ratios are used by investors to determine whether a stock is overvalued or undervalued. Some momentum investors prefer to purchase companies that have a high PE ratio, expecting the stock to grow very rapidly.…

ByJohn WilsonNovember 30, 2022

Banking Personal Finance

RBC Void Cheque Explained

A RBC void cheque is a blank cheque that has been officially canceled by the issuing bank. The banks usually keep voided cheques on file in order to prevent fraud and to verify customer information. The Few Methods To Get Your RBC Void Cheque: 1. You can log into your online banking account and print…

ByJohn WilsonNovember 29, 2022

yellow dollar signs on a yellow background

Important Dates Resources

Canada PRO Deposit (Ontario Trillium & Alberta Child Benefits)

The Canada PRO program is a Canadian government program that provides a payment to help disperse tax credit and benefit program monies to eligible residents of Ontario and Alberta. Having received money in your bank account from Canada PRO, such as described in the following picture, means that you’ve received money from one of the…

ByJohn WilsonNovember 29, 2022

td customer withdrawing money from an atm

Banking Personal Finance

TD Bank ATM

A TD Bank ATM is an automated teller machine that enables bank customers to perform transactions without the need for a human teller. Customers can use TD Bank ATMs to withdraw cash, deposit funds, transfer money between accounts, and check account balances. TD implemented an ATM network in order to provide its customers with convenient…

ByJohn WilsonNovember 28, 2022

Budgeting Important Dates Personal Finance Resources Saving

The Climate Action Incentive Program

The Climate Action Incentive Program is a Canadian federal government program that provides funding to eligible households and businesses. It exists in provinces and territories that have adopted the Pan-Canadian Framework on Clean Growth and Climate Change. The funding helps offset the increased costs of complying with the carbon pricing system. That system was implemented…

ByJohn WilsonNovember 27, 2022

man making money investing in markets through his brokerage account

Banking Investing Personal Finance Stocks

National Bank Direct Brokerage Review

 4.5/5 National Bank Direct Brokerage is a Canadian discount brokerage firm affiliated with National Bank of Canada. It offers online investing services in both English and French to clients across Canada. The Benefits Of National Bank Direct Brokerage The benefits of National Bank Direct Brokerage are low, or no commissions, access to exclusive products…

ByJohn WilsonNovember 26, 2022