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Personal Finance

Cashback Optimization Map

Cashback Optimization Map: Groceries, Gas, Drugstores touches everyday decisions Canadians make with their money. This guide explains the idea in plain language, highlights the trade‑offs, and gives you a simple path to action without jargon. The goal is to upgrade results without adding complexity. You’ll see when this matters, what to turn on or off…

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Salary Splitting on Payday

The goal is to upgrade results without adding complexity. You’ll see when this matters, what to turn on or off at your bank or broker, and the small habits that compound over time. Salary Splitting on Payday: Automation That Sticks touches everyday decisions Canadians make with their money. This guide explains the idea in plain…

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Bill Payment Float

Bill Payment Float: Optimize Timing for Cashflow touches everyday decisions Canadians make with their money. This guide explains the idea in plain language, highlights the trade‑offs, and gives you a simple path to action without jargon. The goal is to upgrade results without adding complexity. You’ll see when this matters, what to turn on or…

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No‑Fee Banking

No‑Fee Banking: Hidden Costs to Watch touches everyday decisions Canadians make with their money. This guide explains the idea in plain language, highlights the trade‑offs, and gives you a simple path to action without jargon. The goal is to upgrade results without adding complexity. You’ll see when this matters, what to turn on or off…

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Chequing Account Tiers

Chequing Account Tiers: When to Pay for Perks touches everyday decisions Canadians make with their money. This guide explains the idea in plain language, highlights the trade‑offs, and gives you a simple path to action without jargon. The goal is to upgrade results without adding complexity. You’ll see when this matters, what to turn on…

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Foreign Exchange for Investors

Foreign Exchange for Investors: Norbert’s Gambit Explained touches everyday decisions Canadians make with their money. This guide explains the idea in plain language, highlights the trade‑offs, and gives you a simple path to action without jargon. The goal is to upgrade results without adding complexity. You’ll see when this matters, what to turn on or…

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Index vs. Smart Beta

The goal is to upgrade results without adding complexity. You’ll see when this matters, what to turn on or off at your bank or broker, and the small habits that compound over time. Index vs. Smart Beta: When Simplicity Wins touches everyday decisions Canadians make with their money. This guide explains the idea in plain…

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Mortgage Prepayment Privileges

The goal is to upgrade results without adding complexity. You’ll see when this matters, what to turn on or off at your bank or broker, and the small habits that compound over time. Mortgage Prepayment Privileges: Annual and Monthly Tricks touches everyday decisions Canadians make with their money. This guide explains the idea in plain…

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RESP Basics

RESP Basics: Grant Maximization and Family Plans touches everyday decisions Canadians make with their money. This guide explains the idea in plain language, highlights the trade‑offs, and gives you a simple path to action without jargon. The goal is to upgrade results without adding complexity. You’ll see when this matters, what to turn on or…

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