Chequing Account Tiers

Chequing Account Tiers sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus on total cost, not…

ByJohn WilsonAugust 18, 2025

Saving

Foreign Exchange for Investors

Foreign Exchange for Investors sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus on total cost,…

ByJohn WilsonAugust 18, 2025

Banking Saving

Index vs. Smart Beta

Index vs. Smart Beta sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus on total cost,…

ByJohn WilsonAugust 17, 2025

Mortgage Saving

How Rate Hikes Flow Through Variable Mortgages

How Rate Hikes Flow Through Variable Mortgages sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus…

ByJohn WilsonAugust 17, 2025

Banking Mortgage Saving

Mortgage Prepayment Privileges

Mortgage Prepayment Privileges sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus on total cost, not…

ByJohn WilsonAugust 17, 2025

Saving

RESP Basics

RESP Basics sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus on total cost, not teaser…

ByJohn WilsonAugust 16, 2025

Saving

RRSP vs. TFSA for New Grads

RRSP vs. TFSA for New Grads sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus on…

ByJohn WilsonAugust 16, 2025

Banking Saving

Tangerine vs. EQ Bank

Tangerine vs. EQ Bank sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus on total cost,…

ByJohn WilsonAugust 16, 2025

Banking Insurance Saving

Travel Insurance from Credit Cards

Travel Insurance from Credit Cards sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus on total…

ByJohn WilsonAugust 15, 2025

Banking Saving

Banking Joint Accounts

Banking Joint Accounts sounds simple until the fine print, tax rules, and bank policies collide. We explain how it works in Canada today, what to watch for at the big banks and direct players, and the practical steps that move real dollars without adding complexity. Key points Cut through marketing. Focus on total cost, not…

ByJohn WilsonAugust 15, 2025