

Breaking a mortgage contract early can come with significant costs. The exact amount can vary depending on a variety of factors. If you're a homeowner in Canada considering breaking your mortgage contract before it's up, it's important to understand the potential consequences. Aim to minimize the costs as much as possible. In this blog post,…

Budgeting. It's not the most exciting topic in the world, but it's definitely an important one. Whether you're a student, a working professional, or a retiree, budgeting is crucial for ensuring that you have the financial stability and security to live the life you want.
But why do you need to budget, exactly? Here are…

As Canadians, we value financial responsibility. We pay bills on time, save for the future, and try to maintain a good credit score. But have you ever wondered what goes into determining your credit score? And more importantly, does checking your credit lower it?
First, let's define "checking your credit." When you apply for a…

Table of Contents What Are The Actual Tax Rates For Capital Gains In Canada Federal Capital Gains Table For 2023 Combined Alberta Capital Gains Table For 2023 Combined British Columbia Capital Gains Table For 2023 Combined Manitoba Capital Gains Table For 2023 Combined New Brunswick Capital Gains Table For 2023 Combined Newfoundland Capital Gains Table…

Are you considering renovating your current home and need to know exactly how much space you have to work with. Or are you refinancing your mortgage and you need to know how big your house is? Whatever the reason, knowing how to accurately measure the square footage of your house is an important skill to…

If you're a Canadian looking to borrow money or make a major purchase, you've probably heard the term "credit score" thrown around a lot. But what is a good credit score, and why is it so important?
First, let's define what a credit score is. Simply put, a credit score is a numerical representation of…

As a Canadian, you're probably familiar with the concept of a credit check. But if you're not entirely sure what it is, or how it can impact your financial decisions, then you've come to the right place!
A credit check is essentially a review of your credit history. This is a record of how you've…

The Government of Canada has implemented a new law to help make homes more affordable for Canadians. The Prohibition on the Purchase of Residential Property by Non-Canadians Act was put in effect on January 1, 2023, and will prevent non-Canadians and corporations controlled by non-Canadians from purchasing residential property in Canada for a period of…

Table of Contents What Are The Actual Tax Rates For Capital Gains In Canada Federal Capital Gains Table For 2023 Combined Alberta Capital Gains Table For 2023 Combined British Columbia Capital Gains Table For 2023 Combined Manitoba Capital Gains Table For 2023 Combined New Brunswick Capital Gains Table For 2023 Combined Newfoundland Capital Gains Table…

Table of Contents What Are The Actual Tax Rates For Capital Gains In Canada Federal Capital Gains Table For 2023 Combined Alberta Capital Gains Table For 2023 Combined British Columbia Capital Gains Table For 2023 Combined Manitoba Capital Gains Table For 2023 Combined New Brunswick Capital Gains Table For 2023 Combined Newfoundland Capital Gains Table…